SPAI Vault

Terms of Use — SPAI Vault

Last updated: March 2026 Effective date: March 2026
Version: 1.0

1. Agreement to Terms

These Terms of Use (“Terms”) are a binding agreement between you (“you” or “your”) and the developer/operator of SPAI Vault (“we,” “us,” or “our”) governing your use of the SPAI Vault mobile application and any updates (the “App”).

By downloading, installing, accessing, or using the App, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the App and uninstall it if already installed.

2. Definitions

“App” means the SPAI Vault iOS application and any updates or replacements we make available.
“Terms” means these Terms of Use, as updated from time to time.
“Apple” means Apple Inc. and its affiliates.
“App Store” means Apple’s App Store through which you may have obtained the App.
“Content” means any data, documents, images, or other materials you add to the App.

3. Description of the Service

SPAI Vault is an iOS application that allows you to:

Store and organize digital copies of documents (e.g., passports, driver’s licenses, identity documents) on your device.
Protect access using device security and optional biometric authentication (Face ID or Touch ID).
Use on-device encryption to help secure stored data.
Set local notifications for document expiry reminders.
Optionally support development through in-app tips (purchases processed by Apple).

The App operates primarily on your device. It does not require an account with us and does not upload your documents to our servers. Worldwide availability: The App is available for download and use worldwide. We do not restrict availability by country or region. Availability on the App Store may vary by region at Apple’s discretion. You are responsible for ensuring your use of the App complies with the laws of your country of residence or the place from which you access it. Availability and functionality may also depend on your device, operating system, and Apple’s services.

4. License Grant and Restrictions

Subject to your compliance with these Terms and the App Store terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial use on an Apple-branded device that you own or control.

You may not: (a) copy, modify, or create derivative works of the App; (b) reverse-engineer, decompile, or attempt to derive source code from the App (except as expressly permitted by applicable law); (c) remove any proprietary notices; (d) use the App for any commercial purpose or to provide a service to third parties; (e) transfer or sublicense your rights under these Terms; or (f) use the App in any way that violates these Terms or applicable law.

5. Eligibility

You must be at least 13 years of age (or the minimum age required in your country or region to use such apps and to form a binding contract) to use the App. By using the App, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms in your jurisdiction. If you are using the App on behalf of an organization, you represent that you have authority to bind that organization. The App is intended for users worldwide; local age and capacity requirements apply.

6. Acceptable Use

You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to:

Use the App to store, share, or promote illegal, harmful, threatening, abusive, or offensive content, or content that infringes or violates the rights of others.
Attempt to reverse-engineer, decompile, disassemble, or extract the App’s source code (except to the extent expressly permitted by applicable law that cannot be waived by contract).
Circumvent, disable, or interfere with security, encryption, or access-control features of the App.
Use the App in any way that could damage, disable, or impair the App or any network or system, or that could harm other users or third parties.
Use automated means (e.g., bots, scripts) to access or use the App except as we expressly permit.
Use the App in violation of any applicable law, regulation, or third-party rights.

We reserve the right to suspend or discontinue your access to or use of the App (to the extent we have the ability to do so) if we believe you have violated these Terms or for operational or legal reasons. For a primarily local App, our ability to enforce may be limited to future updates or features we control.

7. Your Content and Data; Privacy

Your responsibility: You are solely responsible for the Content you add to the App. You represent and warrant that you have all rights necessary to store and use that Content (e.g., your own documents or those you are authorized to hold) and that your use does not violate any law or third-party rights.
Privacy: Our collection and use of information are described in our Privacy Policy. By using the App, you consent to the practices described there.
Backups and security: You are responsible for securing your device (e.g., passcode, biometrics) and for any backups (e.g., iCloud). We are not responsible for loss, corruption, or unauthorized access to your data due to lost or stolen devices, your backup settings, or your failure to secure your device.

8. No Professional or Legal Advice

The App is provided for personal convenience (e.g., storing copies of documents and setting reminders). It does not provide:

Legal, tax, or regulatory advice.
Immigration, travel, or identity-verification advice.
Any guarantee that stored copies will be accepted by any authority, bank, or other third party.

You are responsible for verifying the requirements of any authority or organization that may need to see your documents. Reliance on the App for legal or official purposes is at your own risk.

9. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APP AND ANY RELATED CONTENT OR SUPPORT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND QUIET ENJOYMENT.

WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS. USE OF THE APP IS AT YOUR SOLE RISK. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(a) IN NO EVENT SHALL WE (OR OUR AFFILIATES, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, OR SUPPLIERS) BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, GOODWILL, OR BUSINESS OPPORTUNITY), WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(b) OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE APP SHALL NOT EXCEED THE GREATER OF: (i) THE AMOUNT YOU PAID TO US (IF ANY) FOR THE APP OR IN-APP PURCHASES IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE, OR (ii) ONE HUNDRED U.S. DOLLARS (USD $100) (OR THE EQUIVALENT IN LOCAL CURRENCY).

(c) THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Some jurisdictions do not allow the exclusion or limitation of certain damages or liabilities. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

11. Indemnification

You agree to indemnify, defend, and hold harmless us and our affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the App; (b) your Content or your violation of any third-party rights; (c) your violation of these Terms or any applicable law; or (d) any dispute between you and a third party relating to the App or your Content. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense.

12. In-App Purchases and Refunds

Optional purchases: The App may offer optional in-app purchases (e.g., tips to support development). All such purchases are processed by Apple and are subject to Apple’s Media Services Terms and payment policies. You must comply with those terms.
Refunds: Refund requests for in-app purchases must be directed to Apple (e.g., via “Report a Problem” in the App Store). We do not process payments or refunds. We are not responsible for Apple’s decisions regarding refunds.

13. Third-Party Services and Links

The App may use or link to third-party services (e.g., Apple’s App Store, Face ID, Touch ID, StoreKit). Your use of those services is subject to their respective terms and privacy policies. We are not responsible for the availability, content, privacy practices, or conduct of any third-party services or websites. Any link does not imply our endorsement.

14. Intellectual Property

The App (including its name, logo, design, code, and any content we provide) is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. These Terms do not grant you any right, title, or interest except the limited license in Section 4. You may not use our trademarks or trade dress without our prior written consent.

15. Apple-Specific Terms

Third-party beneficiary: Apple and its subsidiaries are third-party beneficiaries of these Terms. Upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary with respect to the license grant and related obligations.
Scope of license: The license in Section 4 is limited to a non-transferable license to use the App on an Apple-branded device that you own or control, as permitted by the App Store Terms of Use.
Maintenance and support: We are solely responsible for any maintenance or support. Apple has no obligation to provide maintenance or support for the App.
Warranty: As between you and Apple, we are solely responsible for any product warranties. To the extent applicable, Apple has no warranty obligation.
Claims: We, not Apple, are responsible for addressing any claims by you or a third party relating to the App or your possession or use of the App (including product liability, failure to conform to legal or regulatory requirements, and consumer protection claims).
Compliance: Where required by the App Store, you represent that you are not located in a country that is subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not on any list of prohibited or restricted parties. Where the App is available in your region, you agree to comply with all applicable local laws.

16. Export and Local Compliance

The App is offered globally. You agree to comply with all applicable export, import, and other laws and regulations in your country of residence and in any country from which you use the App. You may not use or export the App in violation of U.S., EU, or other applicable export or sanctions laws. You represent that you are not located in a country subject to such restrictions and that you are not a prohibited or restricted party under applicable law. We do not restrict availability by country; however, you are solely responsible for determining whether your use is lawful in your jurisdiction.

17. Changes to the App and Terms

App: We may update, modify, or discontinue the App or any feature at any time. We are not obligated to provide updates or to maintain the App indefinitely. Some updates may be required to continue use.
Terms: We may change these Terms from time to time. We will update the “Last updated” and “Effective date” at the top and may provide additional notice for material changes (e.g., in the App or on our website). Your continued use of the App after the effective date of changes constitutes your acceptance of the updated Terms. If you do not agree, you must stop using the App and uninstall it.

18. Termination

By you: You may stop using the App at any time by uninstalling it.
By us: We may terminate or suspend your right to use the App (to the extent we have the ability to do so) if we believe you have violated these Terms or for operational or legal reasons, with or without notice.
Effect: Upon termination, your license to use the App ceases. Sections that by their nature should survive (including Sections 7–11, 14, 15, 19, and 20) will survive termination.

19. Governing Law and Disputes (Worldwide)

Choice of law: These Terms are governed by the laws of the State of California, United States of America, without regard to its conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Mandatory consumer rights: If you are a consumer in the European Union, the European Economic Area, the United Kingdom, or any other jurisdiction that provides mandatory consumer or statutory rights that cannot be limited by contract, nothing in these Terms excludes or limits those rights. Where applicable, the mandatory laws of your country of residence govern to the extent of any conflict with these Terms.

Jurisdiction: Except where prohibited by the law of your country of residence, any dispute, claim, or controversy arising out of or relating to these Terms or the App shall be resolved exclusively in the state or federal courts located in Santa Clara County, California, and you consent to the personal jurisdiction of such courts. If you are a consumer resident in the EU, EEA, or UK, you may also bring proceedings in the courts of your country of residence in accordance with applicable law.

20. General Provisions

Entire agreement: These Terms, together with the Privacy Policy and any other policy we reference that is posted in the App or on our website, constitute the entire agreement between you and us regarding the App and supersede any prior agreements.
Severability: If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable while preserving the parties’ intent.
Waiver: Our failure to enforce any right or provision of these Terms will not constitute a waiver of such right or provision. Any waiver must be in writing and signed by us.
Assignment: You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms or our rights without restriction.
Force majeure: We are not liable for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control (e.g., acts of God, war, terrorism, pandemic, government action, or failure of third-party services).
Headings: Section headings are for convenience only and do not affect interpretation.
International use: The App is available worldwide. If you access or use the App from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your country or region. Nothing in these Terms excludes or limits any mandatory consumer or statutory rights you have under the laws of your country of residence.
Contact and notices: For questions about these Terms, contact us through the support or contact channel provided in the App or on the SPAI Vault official website or project page. We may provide notices to you via the App, our website, or (if available) email. You are responsible for keeping your contact information current if you have an account or have provided it to us.